Thank you all for your comments and for seriously making me laugh... hard. So here it is a post about cheez-its... Not really, its just a picture. There's not much to say but that they are delicious! They go great dropped into creamy tomato soup.
I think I'd be able to enjoy
In theory, my whole year of no shopping was supposed to be the year I also paid off my credit cards. Instead it was more like "the year I went out to eat way too much and then none of my pants fit". And then simultaneously had giant disasters happen. Not only was I not able to buy clothes to replace said pants, but I had a fancy little pizza pooch (what if it had glitter on it and that is what made it fancy... I just shuddered thinking about that). I did get one card paid off, but it is now teetering back at its limit. *le sigh Fact: I have two credit cards teetering at their limits. Oh... joy.
But I noticed something. When a bill is automatically coming out of my checking account each month, I budget for it. Seems simple right? It is like I tricked myself, but in a good way. So, let's see if this method will work. I am going to currently pay $100 a month on my discover bill ($60 over the minimum). Oh wait... I have to trick myself. So the reality is that my discover card minimum is $100 a month... not $40 (but it really is $40) and it comes out of my checking account on the 16th.
Just call me the sneaky budgetteer, like a musketeer or a bucaneer but without a sword.
One reason why I'm feeling the pinch of the penny is because I got some shoes repaired. My gold flats and my vintage woven loafers. Both shoes I wear a lot, so getting them repaired seems logical. But it was $45 to replace the soles on my gold flats and then $20 for them to mend my other pair... I have got to get at least five more years of wear out of both of those shoes. Which I will, right? Sure. Do you get shoes repaired or do you typically just replace them? Thoughts?
Anyone else out there broke this Christmas?
PS- I totally just blogged about cheez-its AND soup.
I know the feeling of being broke friend.. it sucks! C and I just spent the last 2 years paying off the credit card debt I accumulated during college and we are almost free (if only we could stop using them all together now). We used the Dave Ramsey "snowball" method and let me tell you - it works and it's awesome. I think I have told every person I know about it. Anyway - just know that you aren't alone in being broke. Most of us are right there with you!
ReplyDeletecheese-its and soup are one of my favorite cozy meals! dave can attest to this. when i am down or not feeling well, or when i just want something cheap and yummy, i send him to the store for cheese-its and soup. i think the soup is a tasty excuse to eat too many cheese its, because i like to have them in each bite, and i keep adding more when the layer i've put in runs out. oh well! we, too, are budgeting big-time in our house, and trying to pay down debt. we've had lots of people tell us about the dave ramsey method too - sounds great! we do use a few of his tricks too : )
ReplyDeleteSometimes I get shoes fixed but, sometimes it's more worth it to buy a new pair because it can be soooo expensive!
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